JUST A NOTE FROM ME

Past has nothing to do with the future. It should be left behind. Experiences must be learned well and genuinely lived up. No matter how odd old days were, whether closure was reached or not,it does not necessarily matter anymore, what is most valuable is that one was able to forgive. Suppression is not even an option. Undesirable memories, heartaches, sufferings, and pain we all need to deal with them all. I have searched for their meanings in my life. I have optimistically found how they have molded me into a better person but it does not mean I am already an expert. I have had my disastrous fall but am proud to say I manage to get up. I see the good side of life, I see my Creator leading me to where He wanted me to be. Dreams were not really that hard to achieve if we remain holy and obedient to His commands. We will still reap the grandiose harvest nevertheless we are reminded still to be mindful that there are more challenges in life to come.

KERYGMA CONFERENCE - CEBU

Bo Sanchez’ Kerygma Conference 2009

Dream Big, Win Big!

November 28-29, 2009

Araneta Coliseum, Cubao, Quezon City.

Simulcast in Cebu International Convention Center (CICC) in Cebu City

and on www.kerygmaconference.com

Conference Talks:

• Follow Your Dream
• Focus on Your Core Gifts
• Believe in Yourself when Others Don’t
• Take Action
• Shine Your Light

Conference Speakers:

• Bo Sanchez
• Arun Gogna
• Obet Cabrillas
• Alvin Barcelona

Worship Leaders:

• Carl Fontanilla
• Adrian Panganiban
• Jon Escoto
• Fr. Joseph Skelton
• George Gabriel

Main Healer:

• Bob Canton

Kerygma Conference 2009 Central Committee Headquarters

60 Chicago St., Cubao, Quezon City 1109Tel. Nos. 725-9999, 416-7809Fax Nos. 726-9918, 727-5615

E-mail: kcon@kerygmaconference.com

Top Philippine Mutual Funds

It’s that time of the year again when we look at the past quarter’s performance of mutual fund companies in the Philippines.

In 2008, we saw how most mutual funds wiped out gains they earned in 2007. During the first quarter of 2009, have the funds recovered or are we seeing further declines in value?

The good news is that during the first three months of the year, most mutual funds have started to recover. Majority of the funds are now in positive territory.

However, do note that although the rate of return is a good measure of performance, other things such as consistency of return and exposure to risks must also be assessed. The past performance of a fund is also not and cannot be a guarantee of future returns.

Philippine mutual fund report from January to March 2009 below.

YEAR-TO-DATE PERFORMANCE OF MUTUAL FUNDS IN THE PHILIPPINES
As of the 1st Quarter of 2009 (January to March 2009)

EQUITY FUNDS (primarily invested in Peso equity securities)

1. Philequity Fund – 7.99%
2. Philequity PSE Index Fund – 7.40%
3. First Metro Save and Learn Equity Fund – 6.60%
4. Philippine Stock Index Fund – 6.06%
5. Philam Strategic Growth Fund – 5.73%
6. United Fund – 4.67%
7. Sun Life Prosperity Phil. Equity Fund – 4.55%
8. ATR KimEng Equity Opportunity Fund – 4.36%
9. DWS Deutsche Philippine Equity Fund – 2.92%

BALANCED FUNDS (primarily invested in Peso debt and equity securities)

1. ALFM Growth Fund – 5.63%
2. First Metro Save and Learn Balanced Fund Inc. – 5.22%
3. Philam Fund, Inc. - 4.80%
4. GSIS Mutual Fund – 4.79%
5. MFCP Kabuhayan Fund – 3.82%
6. Optima Balanced Fund – 3.68%
7. Sun Life Prosperity Balanced Fund – 2.43%
8. First Galleon Family Fund – 0.28%

FOREIGN CURRENCY-DENOMINATED BALANCED FUNDS

• Sun Life Prosperity Dollar Advantage Fund – 5.70%

BOND FUNDS (primarily invested in Peso debt securities)

1. Prudentialife Fixed Income Fund – 2.61%
2. Cocolife Fixed Income Fund – 2.57%
3. Sun Life Prosperity GS Fund – 2.06%
4. Sun Life Prosperity Bond Fund – 1.60%
5. Philam Bond Fund – 1.45%
6. ALFM Peso Bond Fund – 1.32%
7. First Metro Save and Learn Fixed Income Fund – 0.76%
8. Philequity Peso Bond Fund – 0.47%
9. DWS Deutsche Philippine Fixed Income Fund - 0.38%
10. Ekklesia Mutual Fund – No data

FOREIGN CURRENCY-DENOMINATED BOND FUNDS

1. MAA Privilege Euro Fixed Income Fund – 8.84%
2. Grepalife Dollar Bond Fund – 7.82%
3. Sun Life Prosperity Dollar Abundance Fund – 7.18%
4. Philam Dollar Bond Fund – 6.48%
5. Philequity Dollar Income Fund – 4.78%
6. MAA Privilege Dollar Fixed Income Fund – 2.28%
7. Grepalife Fixed Income Fund Corp. – 2.07%
8. ALFM Euro Bond Fund – 1.20%
9. ALFM Dollar Bond Fund – 1.03%
10. AIG Global Bond Fund Phils. – (4.39%)

MONEY MARKET FUNDS (primarily invested in short-term Peso securities)

1. Sun Life Prosperity Money Market Fund – 0.54%
2. ATR KimEng Money Market Fund – 0.52%
3. Philam Managed Income Fund – 0.35%

* Figures in (xxx) denote a loss. All data taken from the website of the Investment Company Association of the Philippines (www.icap.com.ph).

Are we headed towards recovery or is the bottom about to happen yet? We’ll find out in the coming months.

source: pinoymoneytalk.com

MIRACULOUS PHOTO OF POPE JOHN PAUL II

We don't know why John Paul II wanted to hide this picture for years. The Vatican published this picture recently, for first time. This picture was taken by one of his security guards just when the Pope was attacked and was falling down in his Papamobil. You can see the pain in his face.

Take a look at the above picture. You can see Mother Mary holding John Paul II in Her arms when he was shot in 1981.
This happened on May 13, 1981. Pope John Paul II was shot as he arrived in St. Peters Square to speak to the people who had gathered there. When he was shot, he was holding the rosary, which he always carried. When he fell to the ground, out of nowhere, a woman rushed to his side and embraced him. That pic is shown above. The picture is said to have been taken by one of the gathered people who was busy taking Popes pics with his camera.. The woman vanished as quickly as she appeared.
The gunman was apprehended in the square and sentenced to life in prison. The pope was critically wounded but survived after surgery and a long recovery. The surprising fact is that all the bullets passed just past his vital internal organs. When he recovered finally, the first thing Pope asked for was his rosary. When he got it in his hands, he said that he felt Mother Mary directing the bullets path through him.Sure, John Paul II was always in the habit of praying the rosary regularly. He had once said The best prayer I like is the Rosary.
Joaquin Navarro Valls, who is the one spokesman from The Vatican, said that they made a lot of studies for years of this incredible picture and of course about the quality of the developing of the picture because when it was developed nobody could see very well because the image was not clear. Finally, and after so many controls and being looking and checking by all the experts in ph otogra ph y (around the world), they decided that there were no tricks in it and today they give us this beautiful gift from our Mother of God. You can see the Mother of God holding John Paul II in her arms. Beautiful right?
I dont know whether You will believe me or not. But many do.. And among those who believed, Bishop Thomas Wenski recreated the picture on a glass window at his Florida residence. You can see that below
PLEASE READ WITH FAITH.
This is an awesome prayer.
Believe it and you shall be blessed.
The problem with many of us is that we don't believe that God will open a window and pour out blessings that we won't have room to receive them.. I dare anyone to try God. He is true to His w ord. God cannot lie and His promises are sure.
Three things will happen to you this coming week:
(1) You will find favor with someone you don't expect;
(2) You will be too relevant to be ignored;
(3) You will encounter God and you will never remain the same again..
My prayer for you today:
The eyes beholding this message shall not behold evil, the hands that will send this message to others shall not labor in vain, the mouth saying Amen to this prayer shall laugh forever. Remain in God's love as you send this prayer to everybody on your list. Have a lovely journey of life! Trust in the Lord with all your heart and He will never fail you because He is AWESOME !
If you truly need a blessing, continue reading this email:
Heavenly Father, most Gracious and Loving God, I pray to you that you abundantly bless my family and me. I know that you recognize, that a family is more than just a mother, father, sister, brother, husband and wife, but all who believe and trust in you. Father, I send up a prayer request for blessings for not only the person who sent this to me, but for me and all that I have forwarded this message on to.. And that the power of joined prayer by those who believe and trust in you is more powerful than anything. I thank you in advance for your blessings.
Father God, deliver the person reading this right now from debt and debt's burdens. Release Your Godly wisdom that I may be a good steward over all that You have given me Father, for I know how wonderful and mighty You are and how if we just obey You and walk In Your word and have the faith of a mustard seed that You will pour out blessings. I thank You now Lord for the recent blessings I have received and for the blessings yet to come because I know You are not done with me yet.. In Jesus' name, I pray.
Amen .
TAKE 60 SECONDS and send this on quickly and within hours, you will have caused a multitude of people to pray to God for each other.
Then sit back and watch the power of God work in your life for doing the thing that you know He loves. Remain Blessed!!!

NOYNOY AQUINO: IS HE REALLY THE BEST?

Right now people look up to Noynoy Aquino for presidential position. A lot of people made comments that he has not proven his leadership abilities and intellectual capacities. In short he has not done something that would make him a significant father of Philippine nation. On the other hand, some shared that he is the lesser evil among all candidates. His non invovlement to graft and corruption, zero records of offenses, abuses and illegal activities and never been in a hot seat for complaints made him the strongest candidate for presidency. In short, people find him trustworthy. They compare Noynoy to President Marcos, President Erap and President Gloria. Is he really the opposite of these three famous power-abuser and corrupt presidents? I doubt he is not or is he?. People ideally would want a president who works for the good of the people and the nation, if its true that Noynoy has not instrumentally contributed for the good of our country will that still mean he can be the best. Did he ever take part in doing something to help build a better nation? Did he ever tried rolling up his sleeves and get dirty at promoting peace and unity in our country? What effort did he confidently make that inspired us people? During those uncertain times, political crisis, chaos and difficulties, what role did he portrayed? Was he tolerant of ambiguity or too tolerant that he did not even function well and seen as passive? Is he really committeed to excellence? Better read and reread again, think and rethink again. We need wisdom to better understand who is the best.

PAT BARRY'S STORY

UFC fighter was eating ketchup and rice before UFC 104

By Steve Cofield

If anyone needed a huge postfight bonus at UFC 104, it was Pat Barry. The heavyweight out of New Orleans, scored Knockout of the Night and Fight of the Night for his victory over Antoni Hardonk. That was good enough for $120,000. Good thing, Barry needed the infusion of cash in the worst way. He confirmed to MMAScrapsRadio that he was completely down on his luck before the fight, agreeing that he had little to eat in Los Angeles the week of the fight.

"I still had my apartment but if something would've happened and the fight had been canceled, I would've been evicted six days later."

Barry, 30, said he didn't even tell his trainer Duke Roufus for fear that he would think the fighter had the wrong motivation going into the fight. Barry said he didn't ask anyone for money including his mother:

"I could ask someone but then at the same time, how hard are you going to work for something if everytime you get in trouble somebody catches you? I did something to put myself in this position I have to work my way out of it."

Listen to Barry talk about his troubles before the fight:

Barry got his $120,000 bonus check last Tuesday. He couldn't believe it. When he went to deposit the check, his truck wouldn't start. Barry got a jump and hit the bank sporting a black eye and pink striped shorts.

"I go to the bank, I'm sweaty, I've got the black eye, I haven't shaven in two days, I'm strung out because I haven't slept, I have green circles under my eyes so I'm like 'Can I have a deposit slip mam?'. She gives it to me, I fill it out hand it to her. She looks at the deposit slip, then the check, then looks at me and says 'Excuse me I'll be right back.' Then a manager comes out, a guy in a suit and says 'What seems to be the problem?' I was like 'Well I have a black eye, that's the only problem I know this looks really ridiculous.' So he asks me for my ID, I hand him my license an he's like 'Your license says Pat Barry, but this check was written to Patrick Barry.' So I decided to be funny and tell him Pat Barry is in my trunk right now. He didnt laugh. So I told him take your time man do whatever you need to do because I have no where to go and my truck probably wont start when I go outside so you can just do whatever you need to do. An hour later he came back and everything was fine, the check was in my bank account."

THE COVENANT

Last Sunday October 25, 2009 I attended a talk about "COVENANT", as Singles for Christ member we were asked to fulfill our covenant with God

COVENANT of the Singles for Christ

"Trusting in the Lord's help and guidance."

I shall live as a follower of Christ:

Pray daily for at least 15 minutes.
Read Scriptures daily for at least 15 minutes.
Live righteous life and avoid situations which are occasions for sin.
Put good order into my private live and support my parents in building a Christian family.
Participate regularly in the worship life of my church.

I will work towards the evangelization and transformation of my work place, my family and my country:

Put good order in my work situation.
Be a witness of the love and power of the Lord Jesus in my work and in my family.
Be a good steward of all resources entrusted to me.
Be a good citizen of my country, obeying its laws and protecting its environment.

I will committed and active member of the CFC SINGLES FOR CHRIST:

Attend my small group meetings regularly and support the good order of the meetings.
Faithfully participate in all the activities of the group.
Relate in love, loyalty to and respect for all my brothers and sisters in the Lord.
Intercede daily for the group and its mission.

I will make myself available to the Lord for service:

Bring other single man and women to Christ.
Give generously of my time and resources to the Lord's service, whenever I am called and follow directions of those who have responsibility for my service.
Support the work of Couples for Christ and its Ministries.

I will study and seek to grow as a Christian person:

Attend all teachings, retreats, seminars and conferences of the CFC SINGLES FOR CHRIST.
Diligently study all materials given to me.

Making a promise to God is a sacred thing to do and it is but necessary to fulfill those promises otherwise as what my co-member said one commits a sin. But today's Gospel reminds as that there will be moments in our lives that circumstances will hinder us to fulfill our promise and I believe that God will be considerate of that. Take for example 9 p.m. is your time of prayer and at the moment an emergency arise (somebody in the family needs to be taken to the hospital) so one cannot delay the need to help someone just because you do not want your intimate time with God interrupted or unfulfilled. This means that there will be circumstances when we cannot fulfill our covenant with God and it does not mean that we disobey or disrespect Him. Likewise we should not use this fact as a constant excuse to the point of pacifying things as to why we cannot fulfill our covenant with God.